Was that Anderson Moores on the Otterbourne to Hursley road?
Been with Pet Plan for many years, always paid their claims. Bit of kerfuffle with paperwork - but happy with them
Premiums go up as Mrs Houdini gets older and thereās a nasty excess , but I want to keep the cover in place
Anderson Moore yes. Unfortunately they couldnāt find the cause and he declined
^ This 
My experience of pet insurance is itās far too expensive enterprise of finance and banking, itās purpose isnāt really to fund care for your pet but to make the banker a big juicy million pound bonus at the end of the fiscal year.
If iād taken out the PetPlan insurance offered 10 years ago at the vets, Ā£31 monthly for each of 3 kittens = Ā£93 a month = Ā£1116 per annum = Ā£11,160 after a decade : 
My three cats health care have actually cost around Ā£300 to Ā£400 a year which includes annual vaccinations, check-ups, and flea/worm control. One dental bill for Ā£60, and a couple of fight damage check-ups for Morphy didnāt amount to much, less than a Ā£100.
Donāt think any of that would qualify for an insurance claim.
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Also itās very obvious that the more that people get suckered into pet insurance scam markets the more veterinary costs will rise, itās an easy money grab off the insurance companies, and if someoneās injured or seriously ill pet isnāt insured then they are expected to pay the highly inflated premium costs that have been produced though the market values of insurance 
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Pluto our retriever is now insured for around ā¬25 pm, prior to getting insurance he incurred a vet bill for just under a grand for an ultrasound and an endoscopy after he swallowed something dodgy and was quite ill. It really only takes one or two events to make it worthwhile, also people forget it covers third party in the event of being run over and damaging a car or knocking over an elderly person or whatever.
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We paid Ā£4500 to that same supervet (with initials AM?) a few years ago and that didnāt work either. More recently we paid just under Ā£4000 to a different supervet as one of our cats was drooling horrible smelling stuff and our local vet couldnāt work out what it was. The specialistās report after Ā£4000 of investigations said āHe has excessive drooling for unknown reasons.ā We brought the cat home and he sorted it out himself over the next month.
Anyway PetPlan paid for both of those.
We donāt use pet insurance. Instead we seek out independent vets that have not been acquired by private equity. Theyāre fair in their advice and donāt scalp for drug costs.
If you donāt have any choice but to visit chains of vets where the clinician is on a financial target, I always found the question āwhat would you do if this were your petā brought them back from recommending the MRI.
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One can only presume that insurance has inflated vet pricing.
Just like human medical care in teh USA. The loser is the ordinary person.
Debs Iāve also found (here anyway) that some vets are more expensive than others. Vets in major centres are a lot dearer than those in country regions. Not many here are owned by mega chains but I feel thatās changing. Weāve noticed that a few seem to charge based on your ability to pay. When Diesel had his shoulder replaced we were quoted $7,500 when I asked how some could afford this our vet replied that some wouldnāt be charged that much.
Also getting back to pet insurance I wouldnāt want it ending up like car nsurance where you get no say in what vet you use or limits on the treatment.
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That seems to be a similar thing here, plus some country vets maybe better avoided because they practise on a farm animal style of compassion. Having said that and just to contradict myself the vet we go to is very much farm animal orientated but they do love and care for cats and dogs, and their charges are fair. The cats still complain about going their thoāā¦
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Zebedee ran through the full annual insurance payout (12.5k) last year with his hepatitis, triaditis and every other bl00dy-itis you could think of, and we added few grand on top. Heās now doing OK!
Was it worth it for a 17 year old?
D@mn sure!
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Of course theyāre worth it, hopefully all ok.
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