Would imagine she has to reach retirement age to claim?
Hi Paul you are right. She will have to wait until she is at retirement age to receive 50% of my top up pension. I delayed my pension by 5 years so the DWP have split my top up pension in two parts; the amount increased by CPI and the amount increased by the 10.4% pa. ie a spouse cannot benefit from the delayed element. I did check the figures and they seemed OK but I believe they should give a full breakdown of the calculations.
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