I can still reset the password. Not a big deal, I have only 2 mail adresses that I can’t forget.
As I use a lot my iPad outside my home, I see no better way. Or eventually in my wallet, but it can be stolen too.
Today I happened to check my laptop (Windows) to see if the downloads and music folders were there. Yes, they are under Network, where they should be. I don’t know if this has anything to do with the update or not, but it was always hit or miss for me, whether or not they are where they should be, or in a Windows media player.
It was always frustrating to me when I wanted to add music, and the downloads folder was not easily accessible. 
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