Car insurance rates have dropped, your company are ripping you off assuming you haven’t had a claim! Mine went DOWN at renewal this year having saved a bundle of cash moving it last year. Good idea to check on one of those comparison sites!
I renewed recently and couldn’t remember the date of the silly prang I had a few years ago so put 5 years NCB just to complete the quote. When it came to buying it I’d checked and it was 4 years not 5 so adjusted it accordingly; the premium dropped by about £7.
My premium had also gone up this year but I phoned my insurer and informed them that I had found a cheaper deal elsewhere and they duly entered a few discount codes and reduced the price. Wishing you a lovely day.
I play the Car Insurance Game every year.
Get the quote,
see it is £30-£40 cheaper
get the cheaper price.
At the end I always say how nice it will be to do this all again next year.
Responses have ranged from, ‘no, no no we’ll never do this again,’ to ‘look forward to speaking to you in eleven months and a week.’
Rules change at the end of this year in the UK. Insurers will no longer be able to provide same cover at lower prices for new customers, or higher prices for existing customers, whichever way you want to look at it.
Well meaning legislation I’m sure but it simply means we’ll all have to pay more in reality and the efforts of those who do take time to look at their options will now yield lesser benefits I suspect.
NFU do get consistent and strong ratings for their cover. However I’m not a fan of some of the company’s practices, with very high sales incentives in place for staff in many of their divisions and strong punishments for those who don’t sell enough. Something of a throwback.